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RMB to PKR: How Prices Work When You Import From China

By importfromchina.shop teamUpdated October 3, 20266 min read
Quick answer

Chinese sellers price in renminbi (RMB, yuan or CNY) on 1688 and Taobao, and in US dollars on Alibaba and AliExpress. Your rupee cost is that price converted at the rate on the day you pay, plus any conversion fee your bank adds. Because the rupee moves against both currencies, a rupee quote is only accurate for a short period, which is why a delivered PKR price comes with a validity window. Paying promptly locks the number.

What currency do Chinese sellers price in?

It depends on the platform. 1688 and Taobao are domestic Chinese marketplaces and show prices in renminbi, written as CNY, RMB or with the yuan symbol. Alibaba.com and AliExpress serve international buyers and show prices in US dollars by default, though you can switch the display currency to rupees for convenience. That rupee display is an estimate using the platform's own rate and does not fix the price. Payment is still processed in dollars or yuan, and your bank does the final conversion. The platform differences are covered in Alibaba vs 1688 for Pakistani buyers.

How does a Chinese price become a rupee price?

Three conversions can happen between the listing and your bank statement. First, the seller's yuan price may be shown to you in dollars at the platform's rate. Second, your card issuer converts dollars to rupees at its own rate on the settlement date, which can be a day or two after you click pay. Third, the issuer adds a foreign transaction fee, commonly a few percent, on top. Each step uses a slightly different rate from the interbank figure you see on a currency site. The rate your bank applies is typically less favourable than the headline rate, and the difference plus the fee is a real cost that many buyers forget when comparing a China price with a Daraz price.

Why does the exchange rate matter so much?

Because it changes the price of everything in the order at once: the item, the freight quoted in yuan or dollars, and any China-side charges. A move of a few percent in PKR against USD or CNY moves your total by the same share. The rupee has moved substantially against both currencies in recent years, in both directions over short periods. For a cheap item that is a few hundred rupees up or down. For the same item with freight and duty added, it is more, because duty and sales tax are calculated on the rupee customs value, so a weaker rupee raises both the price and the tax on it.

Why does a rupee quote have a validity window?

Anyone who gives you a delivered price in rupees has converted a yuan or dollar cost at today's rate. If you pay in a week and the rupee has weakened, the same yuan cost needs more rupees. If it has strengthened, fewer. A quote without a validity window is either padded to absorb movement or will be revised at payment. A fair quote states how long it holds, commonly a few days, and is honoured if you pay within it. This is not a sales tactic. It is the only way to give one firm number in a currency the seller does not accept. When we quote a single item, the rupee price is one number that includes the item, air freight, Pakistan customs and our fee, and it is valid for the stated window. Pay within it and the number does not change.

What do bank cards charge for foreign currency?

How you payWho convertsWhere the FX cost sitsWorks for
Pakistani Visa or Mastercard on AliExpress or AlibabaYour card issuerIssuer rate plus a foreign transaction feeAlibaba, AliExpress, DHgate, Banggood
Platform display in PKRPlatform, for display onlyStill charged in USD; your bank convertsEstimates only
Bank wire (TT) in USDYour bank at the time of remittanceBank rate plus wire chargesDirect factory orders, larger amounts
Paying a Pakistani service in PKRThe service, on its sideBuilt into the single rupee priceAny platform including Taobao and 1688

Card rules and fees vary by bank and change over time. Check your issuer's current schedule of charges before paying a foreign merchant. Payment problems beyond fees are covered in how to pay Chinese sellers from Pakistan.

How do I compare a China price with a local price fairly?

  1. Take the listing price in yuan or dollars and convert at a current rate, then add a few percent for the card fee and rate spread if you will pay by card.
  2. Add freight to Pakistan for the item's weight and size.
  3. Add Pakistan import taxes, which together commonly run 25 to 60 percent of the customs value depending on the item.
  4. Compare that figure with the Daraz or local shop price. Only now are you comparing like with like.

Many buyers compare the raw listing price with a local price and conclude the import is far cheaper, then find the delivered cost is close. A single delivered rupee price removes that work. Our cost comparison for one item goes through the routes.

When should I pay to lock the price?

As soon as you have decided. Delaying payment while watching the rate rarely helps a buyer of one item, and it means the seller's price, stock and the freight conditions can all change too. If you are paying a seller directly, pay the moment the card is enabled for international use. If you are paying a service, pay within the quote's validity window. In both cases the rupee amount you pay is then the rupee amount it costs, and with a duty-paid service there is nothing more to pay on delivery.

Frequently asked questions

Do Chinese sellers accept Pakistani rupees?

No. Prices are in yuan on 1688 and Taobao and in dollars on Alibaba and AliExpress. Rupees are only used when you pay a Pakistani service that converts on its side.

Why did my card charge more rupees than the price shown?

Your bank converted at its own rate on the settlement date and added a foreign transaction fee. The platform's rupee display is an estimate.

Why is a rupee quote only valid for a few days?

Because it converts a yuan or dollar cost at today's rate. If the rupee moves before you pay, the same cost needs a different number of rupees.

Does the exchange rate affect customs duty?

Yes. Duty and sales tax are calculated on the customs value in rupees, so a weaker rupee raises both the item cost and the tax on it.

Is it cheaper to pay in dollars or yuan?

It depends on your bank's rates for each. For most Pakistani card holders the difference is small compared with the foreign transaction fee itself.

Want a landed price for your product?

واٹس ایپ پر پروڈکٹ لنک بھیجیں، 24 گھنٹوں میں قیمت پائیں

Send us a product link or photo on WhatsApp. We send one price in rupees within 24 hours, our fee included and stated upfront. Pay once before shipping. Single items only, no minimum order.